How to get a loan in Yekaterinburg
You will need
- - passport;
- - certificate of income;
- - A copy of the workbook;
- - a computer;
- - access to the Internet.
Find the full list of Yekaterinburg banks. This can be done, for example, on the city portal of Yekaterinburg www.66.ru in the section on banks. On the page you will see a list of titles. Clicking on one of the names of the mouse, you will see on the screen the coordinates of the selected bank - the site, phone, in some cases, the addresses of branches. Then you will be able to contact the bank yourself and clarify its credit conditions and whether there is that typecreditwhich you need. It is also possible to search for a loan offer using a search engine on a specified site. But it must be borne in mind that it does not contain complete information.
Having chosen the bank and loan program you are interested in, prepare a package of documents. Even if any document is optional, but desirable, it is better to submit it in order to increase the chances of approval of your application. Order from the employer a certificate in the form 2-NDFL and a certified copy of the workbook.This will confirm your employment and income level. If you plan to take a loan with a co-borrower, he needs to prepare the same set of documents.
Contact your chosen bank personally with all documents. Completely and correctly fill out an application for a loan. After that, leave a request, copies and originals of the necessary documents. Check with a bank employee. When you can get an answer on your application.
If you receive a refusal - do not worry. Ekaterinburg is a big city, and there are many banking organizations in it. Contact another, it is possible that they will approve your application.
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